What documents will you need for your home loan?
So you have decided to buy a home! or maybe you are selling your current home and will buy a new home….
What is the first step?
****Loan pre-approval****
Loan pre-approval is the most important step before you start looking for homes.
Contact a lender, fill out an application, and they tell you what you qualify for.
You will find out:
-Price range
– type of loan
-terms
-information they will need to collect from you to approve the loan.
Typically, the documents required upfront:
1. Pay stubs, last 3 months
2. W-2, the last 2 years
3. Tax Returns, last 2 year
4. Bank Statements for the last couple of months
5. Lease agreement if you are currently renting
These are the Top 5 documents lenders will require for your loan pre-approval and final approval.
So gather up these documents first thing!
Have them ready for your lender before you ever get started looking at homes.
Do you need a connection to a great lender? contact me at 7854387874 and I will find the right one for you!
Chen Liang
Realtor
Keller Williams One Legacy Partners
7854387874
chen@lianginternational.com
https://www.facebook.com/bizliang
We are here to help every step of the way when you buy or sell your home.
We serve Northeast Kansas (Topeka, Lawrence, Kansas City, Manhattan)
Live outside of that area? No problem, we will connect you to the best lender in your area!
Contact for questions or a free consultation for home buying or selling today.
