Our Mission
To provide superior service of the highest quality in the real estate industry

Our core values
Family. Integrity. Excellence

So your thinking about buying and/or selling a home?

My team and I know it’s a big decision. It is one of the most exciting and often difficult processes for families. 

We have committed to helping families like yours.

We want to make that process easier, and allow you to focus on the exciting aspect of finding your perfect home. 

Read below to find out how we’ve got your back, and will help you during the real estate process.

If these sound like services you need when buying/selling a home, then please book a time on my calendar to chat

https://calendly.com/chenliangcalendar/plan

Blessings, Chen Liang, The Liang Group

#1. It costs nothing upfront. Real Estate Agent commission is paid at the end of the transaction. The commission is most often paid for by the home seller.

#2. Having us as your agent gives you more negotiating power. 

#3. It gives you full access to the MLS. As a member of the multiple listing service (MLS), I have full access to the searchable database of MLS listings. We can ask you the right questions to determine what you are looking for and what areas you are most interested in. The MLS is more accurate than zillow or other search apps 

#4. We will save you valuable time. Why do something yourself when you can have a professional  agent do it for you? We spend a lot of time previewing homes and staying familiar with the current listing inventories. This knowledge — as well as useful technologies such as virtual tours, interactive maps, Internet websites, and use of the MLS system — will save you from wasting valuable time. We will also perform a lot of the services that you otherwise might have to do your self such as writing up offers, delivering earnest money, contracts, etc. to the title companies and lenders.

#5. We make life easier and reduces stress. When you work with us, you don’t have to worry about driving neighborhoods for hours or worrying that you’re missing the house that would be perfect for you. You can spend your time doing the things you enjoy while the search is being handled by someone else who is a professional. We’ve helped hundreds of people with their real estate needs, and our experience will help keep you from any unpleasant surprises throughout the entire  process. When you use us as your agent, you’ll actually be surprised at how much we do for you behind the scenes. You don’t have to worry about the deadlines and “what ifs” because we do it for you.

#6. We take care of all the paperwork. From writing up the offer, to reviewing seller disclosures, to filling out escrow instructions, to reviewing the titlework and closing documents. . . it’s nice to have a team of professionals by your side to handle the paperwork and to help answer any questions you might have. We have done this more than a time or two, and we’ll help you cross your t’s and dot your i’s and follow up with all the parties involved to make sure everyone meets their deadlines.

#7. We are a great resource of knowledge and information. Not only are we very familiar with the history and demographics of the area, but we know a lot about real estate. We will educate you about market conditions, and answer any questions you have about the  process, including explaining fair housing laws and agency relationships. Our goal is to give you the best and most accurate information to help you make the best possible informed decisions.

#8. You benefit from a network of professionals. Over the years, we’ve developed good working relationships with several home inspectors, mortgage lenders, title companies,and other professional tax and legal advisers. We know from experience which ones have delivered on time consistently and which ones have fallen short of the bar. We’ll help you find the right professionals to help ensure a successful  process without any regrets.

#9. We look out for your best interest at all times.  We have a legal and ethical responsibility to represent your best interest at all times. Some of the duties that we offer to you include: loyalty to you, promoting your best interests, disclosing known material facts, maintaining confidential information, and accounting for any money they handle in the transaction. If your agent knows something about the seller/buyer that might influence your decision, they have a duty to disclose that to you subject to federal and fair housing laws. In short, it’s nice to know that someone has your back when you’re in the trenches of buying real estate.

#10. It’s nice to have a friend in the business. One of the things we enjoy most about working with clients is the friendships and relationships that are formed. Our goal is to provide you with the services and be the type of person that you feel the same way about us when the transaction is completed. Your friendship and trust mean more to us than any compensation we get from selling real estate. 
I look forward to getting to you know, and finding out how I might best serve you!

Making a decision to buy a home is an important one..and its something we take seriously.

So whether you are a first time buyer, or you are looking to upsize, downsize, or anything in between, we are here for you.

Click the link to get started with our home buyers program.

you will get the personalized support and guidance you need along your journey. Avoid the costly mistakes we see so many buyers make, when they aren’t aware of what to look out for.
http://topekahomebuyerprogram.com/quiz

Whether you are looking to buy your dream home this month or a year from now…take the quick questionnaire and enroll today.

We look forward to serving you.

http://topekahomebuyerprogram.com/quiz

Chen Liang Keller Williams One Legacy Partners LLC

7854387874

Be Ready to Fund Home Repairs Before the Storm Hits

Home is where the heart is, but the relentless forces of nature really don’t care.

Gusts of wind send debris hurtling at your windows, while tree branches crash onto your roof and rains flood your basement with murky water that eats at the foundation. When the storm has passed and the damage is done, it’s up to you to pay the bill for repairs, though you’re just the victim of circumstance and have done nothing wrong.

The experience is frustrating, no doubt, as any homeowner who’s gone through it would attest. However, preparing financially in advance certainly takes the sting out. You’ll be ready to have the windows replaced, the roof mended and the foundation repaired. Here’s what you need to do.

Find Out What’s Covered

Your homeowners insurance probably doesn’t cover damage due to floods, earthquakes or landslides, which require a separate policy, according to Braden Insurance Agency. The same goes for power outages and sewage backup. After going through the details of your coverage, consider buying an additional policy based on the specific risks where you live.

Look Into a Home Warranty

This doesn’t cover major structural damage, but would come in handy when repairing heating, electrical and plumbing systems or replacing major appliances. A warranty usually costs between $350 and $500 a year, a significant sum, so make sure your systems and appliances aren’t already covered by other warranties.

Set Up an Emergency Fund

That way, you won’t be put through the financial wringer by unexpected home repairs that aren’t covered by your insurance. One financial expert, who shelled out over $3,000 on maintenance over the course of three years, recommends putting a portion of your monthly income into a high-yield savings account to pay those bills when they come.

Consider Using Your Credit Card

… And do so very carefully. It makes sense in certain circumstances, such as when the overall cost of the damage isn’t high and you need to pay for repairs quickly. However, look for a card with 0 percent APR over a certain period of time, and settle the balance before that period ends. You may even end up with some rewards or benefits.

Explore Equity Options

For more expensive repairs, tapping into your home’s wealth might be the best option, though there are multiple ways of doing this. A cash-out refinance is optimal if the current interest rate is lower than the one on your mortgage. If not, home equity loans might have an advantage in terms of overall cost. Choose wisely, because there are significant risks involved.

Apply for Government Assistance

There’s help available at the federal, state and local level in the form of loans and grants for home repairs and improvement. You’ll find more information by contacting the local offices of the Department for Housing and Urban Development, Department of Agriculture and the Department of Veterans Affairs.

Focus on Prevention

Though you can’t stop storms from tearing through your neck of the woods, you can cut trees or trim branches so that they don’t crash into your roof. As far as the interior is concerned, maintain your HVAC system by regularly changing the filter, and be sure to use one with a high MERV rating, which will keep your HVAC running longer without issue. This step is easier if you’ve signed up for an air-filter subscription plan, which allows you to choose the model you need based on size and rating, as well as how many you need and how often you receive them.

Learn About Contractors

This is crucial if you’re keen on paying less when the time comes to pony up for repairs. There are a number of signs that the one you’ve approached is more interested in lining their pockets than providing you with the required services, says Earl’s Plumbing. If they pull off any scare tactics, meaning they exaggerate the damage or the level of danger, you may want to move on to another candidate.

With a solid a financial plan for repairs, you’ll have less to worry about when the storm clouds gather in the distance, and you never know when that’s going to happen. Get to work on it now to save yourself money and frustration in the future.

Guest Article By: Paul Denikin

Image via Pixabay.